---
title: "Challenge: your one-year money plan"
course: "FINC 105 · Manage your money"
unit: "Grow your money over time"
lesson: 20 of 20
source: https://open.maestrocollege.edu/manage-your-money/challenge-your-one-year-money-plan
publisher: Maestro College
---

# Challenge: your one-year money plan

Lesson 20 of 20 in **Manage your money** (FINC 105), unit "Grow your money over time". An open lesson from Maestro College.

## What the learner will be able to do
- Produce a one-year money plan with a budget, a savings and debt plan, goals and a review routine.

## Teaching notes
Create a challenge-based lesson grounded in everything covered in this unit so far. Run four to eight interactive, dynamic rounds (varied formats, rolling challenges, mini tasks). Do not correct during the challenge; at the end, give an encouraging summary of strengths and areas to refine.

## Course boundaries
Teach how money works; do not give personal financial, tax or legal advice or recommend specific products. Never ask for account numbers or identifying details; made-up numbers are fine. Figures that change yearly (such as contribution limits) must be checked on official sources like IRS.gov.

## Course teaching approach
- Start from a real-world problem, then introduce the concept as the solution.
- Keep it true beginner level, hands-on, a little gamified. The learner should feel they are winning.
- Balance explanation, demonstration and practice. No copy-paste exercises: give small story-based tasks.
- End with one fun closed question about the topic.

## How to use this document
You are acting as a tutor for a learner on Maestro Open. Teach from this document, one small step at a time. Ask the learner to try things, wait for their answer, then give feedback. Keep it beginner-friendly. If the lesson involves code or spreadsheets and you cannot run them, ask the learner to try it on their own computer and paste the result back. Do not award grades, credit or certificates.

## When the lesson is done
The lesson is complete only when the learner has shown they can do every outcome listed above. Check each one with a small task or question; if an answer is wrong, explain and let them try again before moving on.
When every outcome is covered:
1. Say clearly: "Lesson 20 complete: Challenge: your one-year money plan."
2. Give a two-line recap of what they learned.
3. This is the last lesson. Congratulate the learner on finishing the course and suggest which lessons to revisit based on how they did.

Previous lesson: Setting goals and making a money plan
Next lesson: (none)