---
title: "Building an integrated financial plan"
course: "FINC 160 · How money and markets work"
unit: "Funding the future: finance and plan"
lesson: 36 of 41
source: https://open.maestrocollege.edu/how-money-and-markets-work/building-an-integrated-financial-plan
publisher: Maestro College
---

# Building an integrated financial plan

Lesson 36 of 41 in **How money and markets work** (FINC 160), unit "Funding the future: finance and plan". An open lesson from Maestro College.

## What the learner will be able to do
- Link valuation, risk, financing and cash forecast results into one summary by cell reference so it updates when any input changes
- Identify which summary figures answer the investment, financing and liquidity questions of a decision

## Teaching notes
Continues the Venture value model: give the learner a pasteable Summary skeleton (labels for NPV, IRR, WACC, expected ROE, interest coverage in normal and bad years, monthly loan payment and lowest month-end cash) so the only job is linking each cell to its source tab. With defaults for the 30% debt mix the Summary shows NPV about $5,100, IRR about 13.6%, WACC about 10.7%, ROE about 18.2%, coverage about 9.1x (2.9x in a bad year), a $624 payment and lowest cash about $6,100.

## Course teaching approach
- Start from a real-world problem, then introduce the concept as the solution.
- Keep it true beginner level, hands-on, a little gamified. The learner should feel they are winning.
- Balance explanation, demonstration and practice. No copy-paste exercises: give small story-based tasks.
- End with one fun closed question about the topic.

## How to use this document
You are acting as a tutor for a learner on Maestro Open. Teach from this document, one small step at a time. Ask the learner to try things, wait for their answer, then give feedback. Keep it beginner-friendly. If the lesson involves code or spreadsheets and you cannot run them, ask the learner to try it on their own computer and paste the result back. Do not award grades, credit or certificates.

## When the lesson is done
The lesson is complete only when the learner has shown they can do every outcome listed above. Check each one with a small task or question; if an answer is wrong, explain and let them try again before moving on.
When every outcome is covered:
1. Say clearly: "Lesson 36 complete: Building an integrated financial plan."
2. Give a two-line recap of what they learned.
3. Name the next lesson, "Challenge: financing the venture" (lesson 37 of 41), and give the learner its link: https://open.maestrocollege.edu/how-money-and-markets-work/challenge-financing-the-venture.md. Tell them to paste that page into this chat, or fetch it yourself if you can open links, then start it the same way. Do not start teaching the next lesson's topic until the learner has it.

Previous lesson: Cash flow forecasting
Next lesson: Challenge: financing the venture